Do you know what to do if you are the passenger in an automobile involved in an accident? If you are the driver, you call your insurance company and file a claim. If you are a driver and its the other party’s fault, you call his insurance company. But what do you do if you are a passenger?
As a passenger, if this is a multiple car crash, you are not at fault. That is the good news. The bad news is that both insurance companies are probably going to blame the other one, leaving you stuck in the middle.
Step one: do NOT give anyone a recorded statement. Sure, it was your friend’s car you were in, but your friend may have been at fault for the collision. And your friend has no control over what his insurance company is going to do. So, stay friends, and stay away.
Step two: get your own copy of the police report. You want to see who the police blame for the crash. Do not trust either insurance company to give you one. Neither one of them is looking out for you!
Step three: if you are injured, talk to an attorney. Make sure you know your rights. Have someone independent review the police report, the facts of the case and give you an honest opinion about who is at fault and what you should do.
If you have any questions on this, please contact The Spinner Law Firm immediately. We will give you a free consultation. Call us 813-991-5099.