As more and more people in Florida come to rely on rideshare services, like Lyft and Uber, the rate of rideshare-related auto accidents has increased. Liability in ride share accidents is much more complex than in typical car accident cases because Uber and Lyft drivers have a different duty of care to others than the average motorist. Normally when a driver working for an employer causes an accident, the employer is usually responsible for damages. Ride share drivers are not technically under the employment of their respective rideshare companies but, rather, are like contracted employees or “independent contractors”. These factors make Uber and Lyft accidents very complicated to litigate.
Thankfully, Uber and Lyft do carry policies that are intended to help riders and drivers. The coverage levels afforded for ride share accidents, depend on what the Uber or Lyft driver was doing at the time of the accident. The following coverages can apply:
- Up to $1 million dollars per accident when the app is turned on and the driver has accepted a ride or has a passenger.
- Up to $50,000 per person or up to $100,000 per accident in bodily injury coverage when the app is turned on, but the driver has not accepted a ride or does not have a passenger.
- Up to $30,000 in property damage coverage per accident when the app is turned on but the driver has not accepted a ride or does not have a passenger.
It is also important to note that Uber or Lyft coverage does not kick in until the rideshare driver’s personal auto insurance liability coverage has been paid out or tendered.
Accidents involving rideshare vehicles have the potential to result in serious, life altering injuries. Your best chance of recovering full compensation for your injuries is to contact an attorney who knows how to handle the insurance companies in ride share accident cases. The Tampa Bay ridesharing accident attorneys at Spinner Law Firm know the law and we fight to protect the rights of those injured in a ride share accident. We work diligently to determine who is at fault for the accident, investigate what insurance coverages apply, and to recover maximum compensation for our clients.
If you or a loved one was injured in a ride share accident involving Uber or Lyft, contact us today so we can walk you through the steps necessary to protect your rights and secure maximum compensation for your injuries.
Why choose us?
Understanding your legal rights and knowing where to turn for sound, straight forward legal advice is the foundation of our firm. We look forward to the opportunity to assist you with the formation of your new Florida business.
9 things to do after a motor vehicle accident:
There are many critical steps to take after being in an accident. Here are our suggestions on what to do following a crash:
- 1. Exchange insurance
- 2. Call law enforcement
- 3. Never admit fault
- 4. Do not move your vehicle
- 5. Accept transportation
- 6. Report the accident
- 7. Do not provide a recorded statement
- 8. Do not post on social media
- 9. Contact Us
Exchange insuranceExchange insurance information with all of the other vehicles involved in the crash including their name, address, phone number and insurance policy information.
Call law enforcementCall law enforcement immediately. Even if you think you may not be badly injured, the police report will help identify the parties and who is at fault for causing the crash.
Never admit faultNever admit fault. Your lawyer will investigate the details of your crash and help figure that out with you.
Do not move your vehicleDo not move your vehicle until you have taken photos of the location of impact, the accident scene, and the damage to your vehicle and all others involved in the crash.
Accept transportationAccept transportation to the hospital ER or be seen at a local Hospital or Urgent Care.
Report the accidentReport the accident to your insurance company right away and take note of the claim number assigned to your claim.
Do not provide a recorded statementDo not provide a recorded statement to any insurance company without first speaking with a lawyer.
Do not post on social mediaDo not post about the accident or your injuries on social media.
Contact UsContact an experienced personal injury attorney.
Auto Accident information Center:
Helpie FAQ
- When to call a lawyer a motor vehicle accident?
Right after an accident, the insurance company is investigating the claim and taking steps to assure that you recover as little compensation as possible for your injuries. It is critically important to contact a qualified auto accident attorney as soon as possible to protect yourself from the insurance company and make sure the proper steps are taken to investigate the accident and secure the evidence necessary to prove responsibility for the crash.
- How do I pay for a personal injury attorney?
Auto Accident cases are accepted on a contingency fee basis. This means that you are not charged any out of pocket expenses in connection with hiring a lawyer. After the lawyer resolves your case either by settlement or jury verdict, then the applicable attorney fee is paid from the proceeds of the settlement.
- Should I provide a recorded statement to the insurance company?
You are not required to provide a statement to the at fault driver’s insurance company. If one is requested, you should decline and defer to your attorney. You may be required to provide a statement to your own insurance company as most policies of auto insurance obligate you to provide “reasonable cooperation” which can include a statement. Do not provide a statement to any insurance company without first speaking to your attorney.
- How do I get my property damage repaired after a motor vehicle accident?
The at fault driver’s at fault driver’s insurance company is responsible for the repairs to your vehicle. If there is a dispute regarding who is responsible for causing the crash, you can arrange to have the repairs handled through your own insurance company, provided you have collision coverage on your policy.
- How do I get a rental vehicle after a motor vehicle accident?
The at fault driver’s insurance company is responsible for getting you into a rental vehicle. If there is a dispute regarding who is responsible for causing the crash, you can arrange for a rental through your own insurance company, provided you have rental coverage on your policy.
- What is Florida PIP?
Florida law requires auto insurance policies to include Personal Injury Protection (PIP). Following a motor vehicle crash, your own insurance would cover 80% of your medical bills and a portion of your lost wages up to $10,000.00. This is the case regardless of who was at fault for the accident. You only have fourteen days to receive medical treatment following a crash in order to qualify for PIP. This means that even if your symptoms are mild, but you suspect you may be injured as a result of a crash, you should get medical treatment as soon as possible.
- Who pays for my medical expenses after a motor vehicle accident?
Initially, your medical expenses are covered in part by your own insurance policy under the PIP (“Personal Injury Protection”) coverage. Uncovered medical expenses are recovered by your attorney from the responsible party’s insurance company as part of your personal injury case. Typically, you should not incur any out of pocket medical expenses in connection with accident related treatment.
- What kind of compensation can I recover from a motor vehicle accident?
There is a wide variety of damages that can be recovered from a motor vehicle accident. The at fault driver’s insurance company is responsible for your past a future medical expenses. If you were unable to work due to your injuries, you can recover your lost wages. If your capacity to work in the future is diminished, you can recover compensation. Subject to proof that your injuries caused from a motor vehicle crash are permanent, you can recover compensation for pain and suffering both in the past and in the future. This is a very generalized overview of the types of compensation you can recover. Your attorney will counsel you in greater detail.
Types of Auto Accidents:
Our team handles all types of auto accidents causing serious injuries and death. The most common include:
The Most Common Includes:
If you or a loved one has suffered a serious injury in an automobile collision and are seeking an exceptional team of auto accident attorneys in the Tampa Bay area, please contact Spinner Law Firm, P.A. for a free and immediate consultation. Take your first step toward protecting your legal rights and pursuing a successful verdict or settlement with the help of our dedicated attorneys. Call now: 813-991-5099. We are standing by 24/7 to help.
