Charles S. Spinner, Esq. - Spinner law Firm Spinner Law Firm - Personal Injury Attorney Tampa | New Tampa FL | Personal Injury Lawyer Land O' Lakes - Personal Injury Attorney Wesley Chapel - Personal Injury Attorney Pasco County - Personal Injury Attorney San Antonio - Personal Injury Attorney Temple Terrace - Personal Injury Attorney Citrus Park - Personal Injury Attorney Riverview Near Ruskin - Auto Accidents Attorney Dade City - Auto Accidents Attorney Zephyrhills
2418 Cypress Glen Drive, Wesley Chapel, FL 33544
Florida, 2418 Cypress Glen Drive, Wesley Chapel, FL 33544 Florida
Charles S. Spinner, Esq. - Spinner law Firm
Spinner Law Firm - Personal Injury Attorney Tampa | New Tampa FL | Personal Injury Lawyer Land O' Lakes - Personal Injury Attorney Wesley Chapel - Personal Injury Attorney Pasco County - Personal Injury Attorney San Antonio - Personal Injury Attorney Temple Terrace - Personal Injury Attorney Citrus Park - Personal Injury Attorney Riverview Near Ruskin - Auto Accidents Attorney Dade City - Auto Accidents Attorney Zephyrhills When you get into an accident it can be super stressful and turn your whole world upside down. In the matter of moments the life you once knew could be changed. This happened to me and this whole process was made easier because I was with the best law firm in town, Spinner Law Firm. They kept in contact with me, explained everything where I could understand it, and I was very satisfied with the outcome. If it wasn't for them I would have ended up in a bad place, stuck paying for medical bills that originated from something that was not my fault. Thank you again for everything you and your staff did for me. I will be forever grateful. Fortunately for me, I have known Charlie Spinner and Anissa Morris for several years. They have always been very well respected in our community. I really never dreamed that I would need the guidance of a personal injury attorney until a few years ago, however, when I did, I knew that I would get the personal attention from two of the BEST! Their staff, Gena, Vicki and Mary Margaret, were simply amazing. In this law firm you felt like you were a part of a close knit family. They were always there to answer questions and concerns that I might have.I would highly recommend this firm to anyone who needs the help of a personal injury attorney and even estate planning. They are highly versed in both specialties. If you want the personal professional attention that you deserve, this firm is where you want to put your trust! I couldn't have been more satisfied!!! Very professional and attentive to their clients! The Spinner firm did a great job. If you need help navigating insurance and a friend in your corner this is the place. Charles Spinner Law Firm my and staff dedicated themselves to my case from beginning till the very end. I want to especially thank Charles for his patients and professionalism and giving direction and pointers throughout my mediation and Litigation. Thank you Vicki for being a great friend and you really touched my heart after my surgery when you sent me flowers. God bless all of you! Charles Spinner and his Staff did a wonderful job with my accident case. They were professional, attentive and thorough. I couldn't be more pleased and I would recommend them to anyone. Thank you Charlie and Staff! Charles Spinner and his staff handled my case in a very professional manner and I would like to say 'thank you' to everyone there! I am thrilled that my case had been settled in such a timely manner. I will highly recommend the Spinner Law Firm to my friends and colleges. My friend told me bout Injury Attorney Wesley Chapel Florida. I went there. They deal with me very friendly. I will recommend them. I was very worried about my case, my friend told me about Injury Attorney Wesley Chapel Florida. They have skilled professional and also great sense of humor. They solved my case with honestly. The people at Spinner Law Firm are professionals. They handled by accident case with care and professionalism. Glad i chose to go with them. I am quite fortunately to have looked such a wonderful at spinner law firm that has gone out of their way to continue to represent me even without insurance and being laid off at the time of my injury. I am quite fortunately to have looked such a wonderful at spinner law firm that has gone out of their way to continue to represent me even without insurance and being laid off at the time of my injury. Charles Spinner and his staff handled my case in a very professional manner and I would like to say 'thank you' to everyone there! I am thrilled that my case had been settled in such a timely manner. I will highly recommend the Spinner Law Firm to my friends and colleges. My friend told me bout Injury Attorney Wesley Chapel Florida. I went there. They deal with me very friendly. I will recommend them. I was very worried about my case, my friend told me about Injury Attorney Wesley Chapel Florida. They have skilled professional and also great sense of humor. They solved my case with honestly. My friend told me bout Injury Attorney Wesley Chapel Florida. I went there. They deal with me very friendly. I will recommend them. I was very worried about my case, my friend told me about Injury Attorney Wesley Chapel Florida. They have skilled professional and also great sense of humor. They solved my case with honestly.
Rating: 4 / 5 stars

PIP REFORM IN FLORIDA

March 21, 2012

If at first you don’t succeed, try, try again. That famous quote, a favorite of moms everywhere, may never have been so true as when applied to the multi-year effort to pass reforms to our state’s personal injury protection insurance law (PIP).

Despite many unsuccessful attempts over the years, Gov. Rick Scott, Chief Financial Officer Jeff Atwater, Insurance Commissioner Kevin McCarty, Rep. Jim Boyd and Sen. Garrett Richter made one last Herculean effort to reform this portion of our automobile insurance system that provides easily accessible medical benefits for accident victims. Since its inception, PIP has become riddled with fraud, and it costs Floridians too much money.

Under House Bill 119, approved by the Legislature in the just-completed regular session, in order to be reimbursable by PIP a victim must be initially treated by a physician, osteopath, dentist, chiropractor, physician’s assistant or advanced registered nurse practitioner, or the services must be provided in a hospital or in a facility wholly owned by a hospital, within 14 days of an accident. Initial care must be administered within 14 days of the accident, and subsequent approved care may be given beyond that window. For conditions the approved medical providers determine are not an emergency medical condition diagnosis, $2,500 is available for care. Massage and acupuncture are not
reimbursable. There is a $5,000 death benefit included.

The bill also allows a 90-day time period for investigation of claims where a reasonable suspicion of fraud exists and, in such cases, insurers’ legal representatives can ask questions of the insured under oath. Caps were not placed on the fees of lawyers representing policyholders, but common-sense limitations were included.

It is estimated that PIP fraud costs Floridians an estimated $1 billion annually, and McCarty has pledged to aggressively scrutinize insurer filings to make sure that any reduced insurer losses are passed along to policyholders. Under the law, he will also have an independent consultant calculate the anticipated financial impact of the reforms.

Additionally, insurers that do not file rates that include at least a 10 percent PIP rate cut for rates taking effect on the first of next year will have to explain in detail why they cannot. And if insurers do not reduce PIP rates by 25 percent for rates taking effect on Jan. 1, 2014, they will have some explaining to do to the commissioner. The legislation also provides a funding mechanism for CFO Atwater to expand his efforts to prosecute PIP fraud. It also includes enhanced and new penalties and fines for clinics and providers that unlawfully seek to obtain PIP reimbursement or obtain licensure.

Knowledgeable observers agree this is a very solid reform measure that aggressively attacks fraud while upholding consumer protections. It is long overdue.

From TBO.com

Bob Lotane is the communications director for the National Association of Insurance and Financial Advisors-Florida. He is a former communications director for the Florida Office of Insurance Regulation.

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