Why you should wait to settle your personal injury case

January 15, 2015

After an accident, the insurance company may be calling you encouraging you to settle your claim for injuries as quickly as possible. An accident can cause all kinds of financial strain on you and your family. Medical expenses can add up fast and you may be missing time from work due to your injuries. Insurance companies know this and often try to use this to their advantage to offer a “low ball” settlement of your injury case.

Many people who try to handle their injury case on their own without legal representation most often settle too soon after their accident and for far less than their case is really worth. In other words, if you settle too quickly, you may be missing out on valuable compensation for your injuries. Before taking any steps to settle your case, your best option is consult an experienced personal injury lawyer who knows the law and will fight to maximize your settlement.

Under Florida Law, you have four years from the date of a motor vehicle accident to file a civil lawsuit against the “at fault” party. While most cases do not last that long, it is imperative that you allow yourself enough time to treat, heal, and fully understand the long term impact of your injuries. Under Florida Law, you have the right to full monetary compensation for your injuries and once you settle your case, you cannot go back and get more money – it is final.

The Tampa Auto Accident attorneys of Spinner Law Firm will work hard on your behalf to achieve the maximum amount of compensation for your personal injuries in the shortest amount of time. Typical treatment after an accident may include a course of “active treatment” like chiropractics or physical therapy. In more serious cases, a surgical procedure may be necessary.

Typically, as soon as your physicians determine that your have reached maximum medical improvement (“MMI”), your best strategy is to present a comprehensive demand package to the insurance company detailing the legal basis for your claim for damages and supporting your claim with all necessary evidence. This way, we can pursue your full measure of damages which may include past and future medical expenses, lost wages, loss of earning capacity, mileage reimbursement from your doctor appointments, and pain and suffering. Of course, every case is unique and quite often a settlement can be reached quickly through the demand process without the necessity of a formal lawsuit.

Other cases are more complicated and/or there are instances where the insurance company just simply refuses to pay reasonable compensation. When that happens, the best option can be formal litigation to enforce your legal rights and to attain full compensation through the civil justice system. Even when a litigation is pursued, your case may be settled at some point short of trial.

At Spinner Law Firm we handle all phases of your personal injury case. We will deal with the insurance company right from the outset so you can focus on your treatment and recovery. We handle personal injury cases on a contingency fee basis, meaning that we do not earn any compensation unless we win your case. If you’ve been injured in a motor vehicle accident, of any type of accident resulting in an injury, please make arrangements to meet with the experienced Tampa Personal Injury Attorneys at Spinner Law Firm.

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