Beware of Insurance Companies During Your Auto Accident Claim
Across the state of Florida, everyone drives and while driving is a privilege there seems to be more drivers on the road than ever before and many of which are driving quite recklessly. This level of reckless and often unsafe driving has led to a lot more accidents occurring on the road, and many more injury victims. According to Mr. Charles Spinner of Spinner Law Firm, the best injury lawyer Pasco County has to offer, one of the biggest issues with auto accident claims in the state of Florida is that victims aren’t always aware of their rights and don’t even know they have a case to file! If you have been injured in an auto accident, as a result of another party’s negligence, it is vital that you seek out an experienced personal injury attorney that can help you with your claims and ensure that you are getting the justice you deserve, like the team at Spinner Law Firm. Their team of attorneys led by Mr. Spinner, the best auto accident lawyer Starkey Ranch has to offer, has helped countless victims to not only get justice, but obtain millions in compensatory damages and pay for everything from vehicular damages and medical bills, to lost wages, and emotional traumas they might have suffered from. But one of the worst parts of any auto accident claim is dealing with the insurance companies and their often, ruthless, tactics for getting what they want. Insurance adjusters are trained negotiators and have a wealth of knowledge and experience dealing with such claims. They get paid to make sure you do not collect as much as you should, and will be actively working against you during your claim – so you should always be ready for them and what they might do to deter you from getting what you want. In this article, we will be going over a few important points to be aware of and understand before you get into the process.
Totaled Vehicles & Appeals
When it comes to an insurance claim, an insurance company will likely decide to consider a vehicle a total loss or simply “total” a vehicle if the cost of repairs is 70% or more of the car’s actual value. When a vehicle is considered a loss, the insurance company is supposed to issue you a check for the fair market value of the car. According to Mr. Spinner, the best auto accident lawyer Land O’Lakes has to offer, this will not always be based upon the Kelly Blue Book value of the car, or what the market necessary dictates, but rather what an estimate would be if they were to try and sell your vehicle in your current area at the current time – depending on the type of vehicle and where you live this might be quite different and certain buyers may offer more or less for a vehicle than others. In most cases, the value they give you will be lower than what you thought it would be and if it is, you do have other options! According to Mr. Spinner, the best auto accident lawyer Odessa has to offer, in such a case you can actually choose to do your own research or even find your own insurance adjuster to give you another opinion and appeal the cost and estimate. This might not always work, and should be a case by case basis, but with the help of an experienced personal injury attorney like Charles Spinner, the best injury lawyer Pasco County has to offer, you will be in a better place and at least know that you aren’t being tricked by the insurance company at all.
Delay Tactics
In today’s world when dealing with most people in a professional atmosphere we expect them to be just that, professional. But following an auto accident and possible personal injury claim, things can often get very heated, especially when insurance claims are being filed and lawyers are being called, it can become quite intense and tricky to navigate. According to Mr. Spinner, the best injury lawyer Tampa has to offer, insurance companies can often get very petty and take different steps in such a situation. One of the most common things they might do is to delay you. They will do this by not answering your calls, putting you on long holds, and avoiding you as much as possible, because they know for most people, the longer they wait, the more likely they are to settle on a deal that may not be exactly what they want. This is why patience is vital, and also it is important to have an experienced personal injury attorney on your side who can guide you through the process and ensure that you are making the right moves and avoiding certain issues that might arise.
Statute of Limitations
As it is for most personal injury claims, the statute of limitations on an auto accident claim is two years, and insurance companies may constantly delay you by losing your paperwork and avoiding your calls, in hopes that you will miss this deadline. But it is vital that you stay on course, and with the help of an experienced personal injury attorney like Mr. Spinner, file your claim in a timely fashion and avoid any issues that might occur as a result.
For more information on auto accident claims and more be sure to contact Spinner Law Firm today.
